Rev. 2025

FACTS

WHAT DOES QBOX FIDUCIARY SOLUTIONS, LLC (QBOX) DO WITH YOUR PERSONAL INFORMATION?

SMS opt-in or phone numbers for the purpose of SMS are not shared with any third parties or affiliate companies for marketing purposes

When and With Whom Do We Share Your Personal Information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do

Information Do We Collect?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

• Social Security Number or Tax ID Number and income

• Date of birth and Date of hire

• Account balances and banking information

How Do we Process Your Information?

All financial companies must share customers’ personal information to run their everyday business. The section below lists why financial companies can share their customers’ personal information, why QBOX chooses to share, and whether you can limit this sharing.

The reason we can share your personal information

For our everyday business purposes— such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus

Does QBOX Share: Yes

Can you limit sharing: No

For our marketing purposes— to offer our products and services to you

Does QBOX Share: Yes

Can you limit sharing: Yes

For joint marketing with other financial companies

Does QBOX Share: No

Yes - Not Shared by QBOX

For our affiliate’s everyday business purposes— information about your transactions and experiences

Does QBOX Share: Yes

Can you limit sharing: No

For our affiliate’s everyday business purposes— information about your creditworthiness

Does QBOX Share: No

Yes - Not Shared by QBOX

For our affiliates to market to you

Does QBOX Share: No

Yes - Not Shared by QBOX

For non-affiliates to market to you

Does QBOX Share: No

Yes - Not Shared by QBOX

To limit our sharing

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Questions?

Call 260 328 1889 or contact us via email at gregm@qboxfs.com

Who we are

Who is providing this notice?

QBOX Fiduciary Solutions, LLC

What we do

How does QBOX protect my personal information?

We use security measures that comply with federal law to protect your personal information from unauthorized access and use. These measures include computer safeguards and secured files and buildings.

How does QBOX collect my personal information?

We collect your personal information, for example, when you 

• Open an account or management agreement

• Evaluate the qualified plan or benefits package

We collect your personal information from others, such as credit bureaus, affiliates, or other companies. 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness 

• affiliates from using your information to market to you 

• sharing for non-affiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Unless you tell us otherwise, your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. 

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies, such as

• Recordkeepers, custodians, financial advisors, third-party administrators, and benefits coordinators

Joint marketing

A formal agreement between non-affiliated financial companies that market your financial products or services. 

SMS or Text Messaging

Any collected information including phone numbers for SMS will not be sold, rented, or shared with 3rd party/affiliates for marketing purposes